Get approved and drive your next car today — no matter your credit.

Good credit, bad credit, or rebuilding — our dealer network works with all situations to help you get the car you want, including $0 down payment options.

Get Approved Now

Get approved and drive your next car today — no matter your credit.

Good credit, bad credit, or rebuilding — our dealer network works with all situations to help you get the car you want, including $0 down payment options.

Get Approved Now

Trusted by dealerships across Ontario

How it works

What Happens After You Apply

4 Simple Steps

Step 1. Apply! We Review Your Application

Our team reviews your information to understand your budget, needs, and vehicle preferences.

Step 2. We Contact You

A CarLinker specialist will contact you shortly to confirm details and answer any questions.

Step 3. We Match You With the Best Deal

We connect you with dealer partners experienced in auto financing who work to get you approved and into the vehicle you’re looking for.

Step 4. Get the Keys & Drive

Once you’ve agreed on the right vehicle you can schedule pickup or delivery and get on the road in your new car

Step 1. Apply! We Review Your Application

Our team reviews your information to understand your budget, needs, and vehicle preferences.

Step 2. We Contact You

A CarLinker specialist will contact you shortly to confirm details and answer any questions.

Step 3. We Match You With the Best Deal

We connect you with dealer partners experienced in auto financing who work to get you approved and into the vehicle you’re looking for.

Step 4. Get the Keys & Drive

Once you’ve agreed on the right vehicle you can schedule pickup or delivery and get on the road in your new car

Step 1. Apply! We Review Your Application

Our team reviews your information to understand your budget, needs, and vehicle preferences.

Step 2. We Contact You

A CarLinker specialist will contact you shortly to confirm details and answer any questions.

Step 3. We Match You With the Best Deal

We connect you with dealer partners experienced in auto financing who work to get you approved and into the vehicle you’re looking for.

Step 4. Get the Keys & Drive

Once you’ve agreed on the right vehicle you can schedule pickup or delivery and get on the road in your new car

Why Choose Carlinker

A leading platform connecting drivers with dealer financing — for all credit types.

All Credit Situations Welcome

Good credit, bad credit, or rebuilding — our dealer network works with all credit situations to help you get approved.

Trusted Dealer Partners

We work with licensed, local dealerships across Ontario that specialize in auto financing and real approvals.

Fast & Simple Process

Apply online in minutes. No paperwork stress, no running around — we handle the process for you.

Affordable & Budget-Friendly Options

We focus on affordable, budget-friendly vehicles with low monthly payments — including 0 down payment options — so you can drive without financial stress.

Real People, Real Help

Our team contacts you directly to understand your needs, budget, and vehicle preferences — no bots, no pressure.

No Cost to Apply

Applying through CarLinker is 100% free. There’s no obligation and no impact just for submitting an application.

“I was rebuilding my credit and didn’t think I had many options. CarLinker matched me with a dealer who understood my situation and helped me get approved without pressure. Highly recommend.”

Sarah L

Get Approved Now